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什么是撇脂?这就是这种欺诈方法的运作方式 - Practical Tips

什么是撇脂?这就是这种欺诈方法的运作方式

by Michaela

盗刷是一种欺诈方法,在银行卡和信用卡中越来越常见,可用于未经授权的交易。

盗刷是一种危险的欺诈方法,可以通过各种方式进行。该术语源于英语,字面意思是 “撇脂”。

  • 盗刷包括通过在自动取款机或收银机上安装读卡器来读取和复制信用卡和银行卡上的磁条或芯片的数据。
  • 这些设备通常安装在摄像头附近,以记录输入的PIN码.
  • 被盗的数据然后被欺诈者用来进行未经授权的交易。
  • 在加油站和货币兑换商那里,员工在顾客视线之外扫描卡片,也会发生盗刷行为。

如何保护自己免受诈骗。

提高警惕,采取预防措施,避免你的银行卡信息被盗,这很重要。

  • 检查自动取款机或收银机是否有可能被篡改的迹象,例如,如果卡槽松动或异常厚,或者附近有摄像头。
  • 用手或身体挡住输入的PIN码。
  • 定期监测你的银行报表,及时发现未经授权的交易。
  • 使用非接触卡或移动支付应用程序,以最大限度地减少盗刷的风险。
  • 使用公共Wi-Fi网络时要小心,因为它们可能被欺诈者用来获取你的银行卡信息。

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