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To cancel your car insurance, you have to send a letter to your insurance company. We provide you with many suitable templates.
Canceling car insurance
If you want to sell your car or switch to a different car insurance company, you have to cancel the existing insurance. You can use the internet to make this easier for yourself.
- Go to the website Aboalarm.de. This link will take you directly to car insurance cancellation. Enter your provider in the search bar and follow the further instructions.
- Alternatively, you can use the “termination generator” from Aboalarm.de. Here, too, you enter your provider in the search bar. You will then be redirected and simply follow the instructions here.
- You then have the option to print the form and send it to the insurance company. Some providers also accept a digital signature.
- Enter your personal information and send the letter to the insurance company.
Car insurance: Be aware of the cancellation period
Consider canceling your car insurance if you know what deadlines need to be met. In addition to the normal notice period, you may also have a special right of termination. It is also important to know when it makes sense to change your car insurance.
- Check the terms of the contract: Check your insurance contract to see if there are any specific clauses or deadlines that must be observed when terminating it. As a rule, the notice period for terminating car insurance is one month before the end of the insurance year.
- Special right of termination: Certain conditions must be met for this. For example, you have a special right of termination if the premium is increased (except for a downgrade due to a claim) or if there is a change in the type or regional class of your vehicle type. After you have received the premium statement, you can cancel within four weeks.
- Compare other offers: Before you terminate your current insurance, you should check other offers on the market. Compare prices, coverage and terms of other insurance companies to ensure that you find the best option for your needs.
- When to change your car insurance? The 30.11. of each year is the ideal time to change. These are usually due at the end of the year, so you can observe the normal notice period of 4 weeks to the end of the year. Nevertheless, check your insurance documents to see if a different deadline and cancellation date are shown here. It makes sense to switch if you can get more service for less money from another insurance company.
- Check the confirmation of termination: After you have sent the termination, you should receive a written confirmation from your insurance company. Check this confirmation carefully to make sure that all the information is correct and that the termination has been carried out as requested.
- Inform your bank: If you paid your car insurance premiums via automatic debit from your bank account, inform your bank about the termination. Make sure that future payments are no longer debited.
- It is important to note that certain circumstances, such as a change of vehicle or a claim, may affect the options for termination. Therefore, read your insurance contract carefully or contact your insurance company directly for all relevant information.
